Secured credit cards are another option people use to re-establish credit. As a prerequisite for getting a secured credit card, the lender will require you to open a deposit account. The amount of required deposit will depend on the credit limit you would like for the card. If you fail to make your credit card payments, the lender can access the money you deposited. If you are strapped for cash, the required cash deposit of secured credit cards may exclude these as an option. You may want to consider a personal loan instead.
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Below are some popular secured credit cards.
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